The latest news and insights for your financial life planning.




Fall 2021

Meet our Mid-term Account

Are you holding onto cash that you might need in a few years that is sitting in savings earning squat?


Q1 2021

How Medicare Part B Premiums Work – The IRMAA

Medicare Part B premiums are income-liked. Your 2021 premium is based on your Modified Adjusted Gross Income (MAGI) in 2019. The increased premium, known as the Income-Related Monthly Adjustment Amount (IRMAA), can be significant.

Senior couple in the park together

Q3 2020

Mortgages: Re-financing in retirement

Average 30-year fixed mortgage rates are at their lowest point since 1971. But rates are not the only factor to consider when evaluating a re-finance.

Grandparent and grandchild gardening

Q4 2019

Medicare Tips & Estate Planning

If you are within three months of age 65, apply for Medicare through the Social Security website. What about costs? Additional insurance? How to choose? Even 18-year-olds need some estate planning.

Retire blocks

Q2 2020

The CARES Act 2020

Stimulus checks, business assistance and unemployment benefits have captured most of the news. The Act also contains several temporary retirement plan-related items.

Man checking his iPhone with coffee and laptop

Q3 2019

Pay Attention to WHEN the Market performs

When thinking of the performance of our portfolios, most of us think of how they are performing. Did they go up? By how much?

Couple taking a picture in a field

Q1 2020

Long-Term Care Insurance is Like a Cell Phone

In the early 1980s Motorola sold the first widely available cell phone, the Dynatac.