Full Spectrum News
Associated with Commonwealth Financial Network®, a Registered Investment Adviser and Broker/Dealer
The latest news and insights for your financial life planning.
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Fall 2021
Meet our Mid-term Account
Are you holding onto cash that you might need in a few years that is sitting in savings earning squat?
Q1 2021
How Medicare Part B Premiums Work – The IRMAA
Medicare Part B premiums are income-liked. Your 2021 premium is based on your Modified Adjusted Gross Income (MAGI) in 2019. The increased premium, known as the Income-Related Monthly Adjustment Amount (IRMAA), can be significant.
Q3 2020
Mortgages: Re-financing in retirement
Average 30-year fixed mortgage rates are at their lowest point since 1971. But rates are not the only factor to consider when evaluating a re-finance.
Q4 2019
Medicare Tips & Estate Planning
If you are within three months of age 65, apply for Medicare through the Social Security website. What about costs? Additional insurance? How to choose? Even 18-year-olds need some estate planning.
Q2 2020
The CARES Act 2020
Stimulus checks, business assistance and unemployment benefits have captured most of the news. The Act also contains several temporary retirement plan-related items.
Q3 2019
Pay Attention to WHEN the Market performs
When thinking of the performance of our portfolios, most of us think of how they are performing. Did they go up? By how much?
Q1 2020
Long-Term Care Insurance is Like a Cell Phone
In the early 1980s Motorola sold the first widely available cell phone, the Dynatac.